Call reports 2019
STANLEY BANK — 2019
What STANLEY BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 114,175,000 | 115,812,000 | 120,558,000 | 120,893,000 |
| Total loans | 76,612,000 | 74,884,000 | 76,552,000 | 70,149,000 |
| Allowance for loan losses | 1,393,000 | 1,375,000 | 972,000 | 972,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 92,811,000 | 94,250,000 | 98,920,000 | 98,873,000 |
| Interest-bearing deposits | 92,811,000 | 94,250,000 | 98,920,000 | 98,873,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 21,151,000 | 21,464,000 | 21,502,000 | 21,882,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,438,000 | 2,850,000 | 4,282,000 | 5,546,000 |
| Interest expense | 263,000 | 542,000 | 794,000 | 960,000 |
| Net interest income | 1,175,000 | 2,308,000 | 3,488,000 | 4,586,000 |
| Noninterest income | 137,000 | 262,000 | 390,000 | 503,000 |
| Noninterest expense | 732,000 | 1,565,000 | 2,957,000 | 3,801,000 |
| Provision for loan losses | 0 | 0 | -300,000 | -300,000 |
| Pretax income | 580,000 | 1,005,000 | 1,221,000 | 1,588,000 |
| Income tax | 154,000 | 266,000 | 444,000 | 431,000 |
| Net income | 426,000 | 739,000 | 777,000 | 1,157,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,151,000 | 21,464,000 | 21,502,000 | 21,882,000 |
| Total capital | 22,135,000 | 22,441,000 | 22,472,000 | 22,781,000 |
| Risk-weighted assets | 78,354,000 | 77,609,000 | 77,446,000 | 71,860,000 |