Call reports 2018
STANLEY BANK — 2018
What STANLEY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 110,735,000 | 114,321,000 | 111,135,000 | 111,820,000 |
| Total loans | 75,822,000 | 77,836,000 | 80,345,000 | 81,482,000 |
| Allowance for loan losses | 826,000 | 810,000 | 1,235,000 | 1,392,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 89,627,000 | 93,378,000 | 90,150,000 | 91,042,000 |
| Interest-bearing deposits | 89,627,000 | 93,378,000 | 90,150,000 | 91,042,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 20,705,000 | 20,908,000 | 20,958,000 | 20,725,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,286,000 | 2,550,000 | 3,915,000 | 5,372,000 |
| Interest expense | 126,000 | 274,000 | 485,000 | 729,000 |
| Net interest income | 1,160,000 | 2,276,000 | 3,430,000 | 4,643,000 |
| Noninterest income | 133,000 | 267,000 | 396,000 | 508,000 |
| Noninterest expense | 615,000 | 1,488,000 | 2,235,000 | 3,128,000 |
| Provision for loan losses | -1,000,000 | -1,000,000 | -600,000 | 0 |
| Pretax income | 1,678,000 | 2,055,000 | 2,191,000 | 2,023,000 |
| Income tax | 356,000 | 529,000 | 615,000 | 681,000 |
| Net income | 1,322,000 | 1,526,000 | 1,576,000 | 1,342,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,705,000 | 20,908,000 | 20,958,000 | 20,725,000 |
| Total capital | 21,531,000 | 21,718,000 | 22,016,000 | 21,766,000 |
| Risk-weighted assets | 79,426,000 | 82,472,000 | 84,497,000 | 82,842,000 |