Call reports 2016
STANLEY BANK — 2016
What STANLEY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 100,774,000 | 102,067,000 | 105,172,000 | 106,146,000 |
| Total loans | 71,318,000 | 67,060,000 | 69,336,000 | 78,915,000 |
| Allowance for loan losses | 904,000 | 659,000 | 700,000 | 757,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 83,532,000 | 85,008,000 | 87,667,000 | 88,124,000 |
| Interest-bearing deposits | 83,532,000 | 85,008,000 | 87,667,000 | 88,124,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 17,212,000 | 17,030,000 | 17,475,000 | 17,993,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 857,000 | 1,774,000 | 2,656,000 | 3,644,000 |
| Interest expense | 33,000 | 67,000 | 97,000 | 127,000 |
| Net interest income | 824,000 | 1,707,000 | 2,559,000 | 3,517,000 |
| Noninterest income | 742,000 | 884,000 | 1,067,000 | 1,403,000 |
| Noninterest expense | 828,000 | 1,416,000 | 2,007,000 | 2,732,000 |
| Provision for loan losses | 0 | 1,000,000 | 1,000,000 | 1,050,000 |
| Pretax income | 738,000 | 175,000 | 619,000 | 1,138,000 |
| Income tax | 382,000 | 0 | 0 | 0 |
| Net income | 356,000 | 175,000 | 619,000 | 1,138,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,212,000 | 17,030,000 | 17,475,000 | 17,993,000 |
| Total capital | 18,116,000 | 17,689,000 | 18,174,000 | 18,750,000 |
| Risk-weighted assets | 74,988,000 | 69,714,000 | 74,205,000 | 81,944,000 |