Call reports 2015
STANLEY BANK — 2015
What STANLEY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 97,899,000 | 98,367,000 | 102,186,000 | 98,622,000 |
| Total loans | 71,690,000 | 69,645,000 | 70,076,000 | 72,073,000 |
| Allowance for loan losses | 1,343,000 | 1,348,000 | 1,428,000 | 1,399,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 80,835,000 | 81,020,000 | 84,599,000 | 81,724,000 |
| Interest-bearing deposits | 80,835,000 | 81,020,000 | 84,599,000 | 81,724,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 17,060,000 | 17,330,000 | 17,560,000 | 16,855,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 759,000 | 1,517,000 | 2,283,000 | 3,090,000 |
| Interest expense | 15,000 | 30,000 | 46,000 | 65,000 |
| Net interest income | 744,000 | 1,487,000 | 2,237,000 | 3,025,000 |
| Noninterest income | 122,000 | 229,000 | 340,000 | 449,000 |
| Noninterest expense | 507,000 | 999,000 | 1,543,000 | 2,104,000 |
| Provision for loan losses | 150,000 | 225,000 | 300,000 | 325,000 |
| Pretax income | 209,000 | 492,000 | 734,000 | 1,045,000 |
| Income tax | 1,000 | 15,000 | 28,000 | 43,000 |
| Net income | 208,000 | 477,000 | 706,000 | 1,002,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,678,000 | 16,948,000 | 17,178,000 | 16,091,000 |
| Total capital | 17,001,000 | 17,263,000 | 17,495,000 | 16,411,000 |
| Risk-weighted assets | 24,788,000 | 24,202,000 | 24,212,000 | 24,281,000 |