Call reports 2014
STANLEY BANK — 2014
What STANLEY BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 91,536,000 | 96,541,000 | 93,983,000 | 94,319,000 |
| Total loans | 68,819,000 | 63,598,000 | 64,621,000 | 66,547,000 |
| Allowance for loan losses | 1,061,000 | 962,000 | 1,169,000 | 1,314,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,491,000 | 79,230,000 | 76,470,000 | 77,450,000 |
| Interest-bearing deposits | 74,491,000 | 79,230,000 | 76,470,000 | 77,450,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 17,032,000 | 17,295,000 | 17,499,000 | 16,853,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 764,000 | 1,513,000 | 2,241,000 | 3,331,000 |
| Interest expense | 16,000 | 33,000 | 50,000 | 65,000 |
| Net interest income | 748,000 | 1,480,000 | 2,191,000 | 3,266,000 |
| Noninterest income | 99,000 | 199,000 | 303,000 | 373,000 |
| Noninterest expense | 442,000 | 857,000 | 1,318,000 | 1,856,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 900,000 |
| Pretax income | 255,000 | 522,000 | 726,000 | 883,000 |
| Income tax | 7,000 | 9,000 | 11,000 | 13,000 |
| Net income | 248,000 | 513,000 | 715,000 | 870,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,032,000 | 17,295,000 | 17,499,000 | 16,853,000 |
| Total capital | 17,861,000 | 18,073,000 | 18,249,000 | 17,616,000 |
| Risk-weighted assets | 66,171,000 | 62,049,000 | 62,853,000 | 63,974,000 |