Call reports 2013
STANLEY BANK — 2013
What STANLEY BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 91,249,000 | 96,670,000 | 91,248,000 | 95,181,000 |
| Total loans | 63,558,000 | 63,005,000 | 63,868,000 | 67,601,000 |
| Allowance for loan losses | 898,000 | 888,000 | 889,000 | 906,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,366,000 | 79,455,000 | 73,713,000 | 78,376,000 |
| Interest-bearing deposits | 64,148,000 | 79,455,000 | 73,713,000 | 78,376,000 |
| Noninterest-bearing deposits | 10,218,000 | 0 | 0 | 0 |
| Equity capital | 16,869,000 | 17,198,000 | 17,519,000 | 16,783,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 666,000 | 1,345,000 | 2,060,000 | 2,800,000 |
| Interest expense | 16,000 | 32,000 | 49,000 | 67,000 |
| Net interest income | 650,000 | 1,313,000 | 2,011,000 | 2,733,000 |
| Noninterest income | 98,000 | 208,000 | 307,000 | 418,000 |
| Noninterest expense | 513,000 | 955,000 | 1,427,000 | 1,894,000 |
| Provision for loan losses | 75,000 | 75,000 | 75,000 | 175,000 |
| Pretax income | 160,000 | 491,000 | 816,000 | 1,082,000 |
| Income tax | 9,000 | 10,000 | 14,000 | 16,000 |
| Net income | 151,000 | 481,000 | 802,000 | 1,066,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,869,000 | 17,198,000 | 17,519,000 | 16,783,000 |
| Total capital | 17,646,000 | 17,965,000 | 18,328,000 | 17,628,000 |
| Risk-weighted assets | 62,051,000 | 61,264,000 | 64,642,000 | 67,900,000 |