Call reports 2012
STANLEY BANK — 2012
What STANLEY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 94,973,000 | 95,872,000 | 89,226,000 | 94,291,000 |
| Total loans | 68,063,000 | 65,136,000 | 62,139,000 | 61,414,000 |
| Allowance for loan losses | 902,000 | 902,000 | 905,000 | 842,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 78,158,000 | 78,888,000 | 71,850,000 | 77,552,000 |
| Interest-bearing deposits | 67,661,000 | 67,783,000 | 61,390,000 | 62,449,000 |
| Noninterest-bearing deposits | 10,497,000 | 11,105,000 | 10,460,000 | 15,103,000 |
| Equity capital | 16,790,000 | 16,963,000 | 17,356,000 | 16,718,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 738,000 | 1,477,000 | 2,202,000 | 2,894,000 |
| Interest expense | 17,000 | 37,000 | 54,000 | 71,000 |
| Net interest income | 721,000 | 1,440,000 | 2,148,000 | 2,823,000 |
| Noninterest income | 123,000 | 259,000 | 803,000 | 925,000 |
| Noninterest expense | 566,000 | 1,066,000 | 1,614,000 | 2,173,000 |
| Provision for loan losses | 75,000 | 150,000 | 625,000 | 700,000 |
| Pretax income | 203,000 | 483,000 | 712,000 | 875,000 |
| Income tax | 78,000 | 185,000 | 21,000 | 22,000 |
| Net income | 125,000 | 298,000 | 691,000 | 853,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,790,000 | 16,963,000 | 17,356,000 | 16,718,000 |
| Total capital | 17,643,000 | 17,779,000 | 18,135,000 | 17,473,000 |
| Risk-weighted assets | 68,197,000 | 65,163,000 | 62,182,000 | 60,275,000 |