Call reports 2011
STANLEY BANK — 2011
What STANLEY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 130,814,000 | 125,447,000 | 119,315,000 | 95,134,000 |
| Total loans | 80,046,000 | 73,644,000 | 70,660,000 | 66,580,000 |
| Allowance for loan losses | 2,335,000 | 1,459,000 | 763,000 | 843,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 5,059,000 | 5,025,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 111,110,000 | 109,107,000 | 103,264,000 | 78,451,000 |
| Interest-bearing deposits | 95,632,000 | 94,800,000 | 87,882,000 | 66,990,000 |
| Noninterest-bearing deposits | 15,478,000 | 14,307,000 | 15,382,000 | 11,461,000 |
| Equity capital | 19,639,000 | 16,293,000 | 16,018,000 | 16,665,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 956,000 | 1,849,000 | 2,713,000 | 3,548,000 |
| Interest expense | 54,000 | 92,000 | 122,000 | 138,000 |
| Net interest income | 902,000 | 1,757,000 | 2,591,000 | 3,410,000 |
| Noninterest income | 188,000 | 354,000 | 499,000 | 912,000 |
| Noninterest expense | 738,000 | 3,755,000 | 4,509,000 | 5,326,000 |
| Provision for loan losses | 150,000 | 1,500,000 | 2,000,000 | 2,150,000 |
| Pretax income | 202,000 | -3,144,000 | -3,419,000 | -3,154,000 |
| Income tax | 0 | 0 | 0 | -382,000 |
| Net income | 202,000 | -3,144,000 | -3,419,000 | -2,772,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,639,000 | 16,293,000 | 16,018,000 | 16,665,000 |
| Total capital | 20,663,000 | 17,260,000 | 16,781,000 | 17,503,000 |
| Risk-weighted assets | 80,625,000 | 76,832,000 | 69,499,000 | 67,070,000 |