Call reports 2025
TEXAS REGIONAL BANK — 2025
What TEXAS REGIONAL BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 2,787,338,000 | 2,886,530,000 | 2,939,183,000 | 2,942,142,000 |
| Total loans | 1,505,465,000 | 1,596,754,000 | 1,616,943,000 | 1,688,252,000 |
| Allowance for loan losses | 15,942,000 | 16,552,000 | 16,863,000 | 17,657,000 |
| Securities available for sale | 807,312,000 | 848,899,000 | 853,582,000 | 833,251,000 |
| Securities held to maturity | 7,000,000 | 7,836,000 | 9,215,000 | 9,725,000 |
| Trading assets | 9,903,000 | 57,396,000 | 61,417,000 | 39,581,000 |
| Total deposits | 2,511,891,000 | 2,486,042,000 | 2,590,978,000 | 2,605,231,000 |
| Interest-bearing deposits | 1,813,240,000 | 1,758,680,000 | 1,849,053,000 | 1,875,211,000 |
| Noninterest-bearing deposits | 698,651,000 | 727,362,000 | 741,925,000 | 730,020,000 |
| Equity capital | 238,905,000 | 237,950,000 | 254,760,000 | 265,688,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 33,671,000 | 70,528,000 | 107,633,000 | 148,684,000 |
| Interest expense | 13,556,000 | 27,702,000 | 41,833,000 | 59,038,000 |
| Net interest income | 20,115,000 | 42,826,000 | 65,800,000 | 89,646,000 |
| Noninterest income | 8,368,000 | 16,949,000 | 31,342,000 | 46,562,000 |
| Noninterest expense | 26,420,000 | 53,732,000 | 84,118,000 | 115,658,000 |
| Provision for loan losses | 487,000 | 1,192,000 | 1,614,000 | 2,682,000 |
| Pretax income | 1,829,000 | 4,738,000 | 11,273,000 | 18,139,000 |
| Income tax | 240,000 | 561,000 | 1,846,000 | 2,840,000 |
| Net income | 1,589,000 | 4,177,000 | 9,427,000 | 15,299,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 248,546,000 | 251,940,000 | 257,965,000 | 264,595,000 |
| Total capital | 265,509,000 | 269,910,000 | 276,487,000 | 283,810,000 |
| Risk-weighted assets | 1,869,883,000 | 1,996,839,000 | 2,041,442,000 | 2,088,298,000 |