Call reports 2024
TEXAS REGIONAL BANK — 2024
What TEXAS REGIONAL BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 2,676,439,000 | 2,660,302,000 | 2,716,145,000 | 2,715,928,000 |
| Total loans | 1,431,369,000 | 1,436,672,000 | 1,427,146,000 | 1,466,468,000 |
| Allowance for loan losses | 14,150,000 | 14,444,000 | 14,832,000 | 15,633,000 |
| Securities available for sale | 901,561,000 | 895,844,000 | 905,490,000 | 893,328,000 |
| Securities held to maturity | 7,000,000 | 7,000,000 | 7,000,000 | 7,000,000 |
| Trading assets | 0 | 0 | 2,196,000 | 8,165,000 |
| Total deposits | 2,428,007,000 | 2,174,236,000 | 2,438,379,000 | 2,445,263,000 |
| Interest-bearing deposits | 1,758,378,000 | 1,519,838,000 | 1,777,508,000 | 1,784,401,000 |
| Noninterest-bearing deposits | 669,629,000 | 654,398,000 | 660,871,000 | 660,862,000 |
| Equity capital | 221,776,000 | 218,644,000 | 241,374,000 | 238,865,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 32,713,000 | 65,815,000 | 99,264,000 | 134,265,000 |
| Interest expense | 13,355,000 | 26,587,000 | 40,710,000 | 54,959,000 |
| Net interest income | 19,358,000 | 39,228,000 | 58,554,000 | 79,306,000 |
| Noninterest income | 5,407,000 | 11,304,000 | 20,460,000 | 29,969,000 |
| Noninterest expense | 20,787,000 | 42,616,000 | 67,432,000 | 95,765,000 |
| Provision for loan losses | 385,000 | 1,176,000 | 1,620,000 | 2,542,000 |
| Pretax income | 3,715,000 | 6,778,000 | 9,970,000 | 10,842,000 |
| Income tax | 437,000 | 1,355,000 | 2,190,000 | 2,429,000 |
| Net income | 3,278,000 | 5,423,000 | 7,780,000 | 8,413,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 242,428,000 | 240,068,000 | 245,989,000 | 246,037,000 |
| Total capital | 257,321,000 | 255,462,000 | 261,801,000 | 262,784,000 |
| Risk-weighted assets | 1,777,059,000 | 1,781,333,000 | 1,773,092,000 | 1,801,634,000 |