Call reports 2023
TEXAS REGIONAL BANK — 2023
What TEXAS REGIONAL BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 2,832,441,000 | 2,644,551,000 | 2,662,672,000 | 2,679,468,000 |
| Total loans | 1,439,877,000 | 1,438,944,000 | 1,449,516,000 | 1,451,536,000 |
| Allowance for loan losses | 13,811,000 | 13,817,000 | 13,625,000 | 13,829,000 |
| Securities available for sale | 933,683,000 | 923,369,000 | 882,442,000 | 924,073,000 |
| Securities held to maturity | 7,000,000 | 7,000,000 | 7,000,000 | 7,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,469,043,000 | 2,353,807,000 | 2,456,244,000 | 2,446,571,000 |
| Interest-bearing deposits | 1,651,063,000 | 1,581,962,000 | 1,698,011,000 | 1,760,035,000 |
| Noninterest-bearing deposits | 817,980,000 | 771,845,000 | 758,233,000 | 686,536,000 |
| Equity capital | 191,177,000 | 193,071,000 | 181,024,000 | 211,002,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 29,282,000 | 61,143,000 | 93,750,000 | 128,007,000 |
| Interest expense | 8,484,000 | 20,195,000 | 31,467,000 | 44,398,000 |
| Net interest income | 20,798,000 | 40,948,000 | 62,283,000 | 83,609,000 |
| Noninterest income | 3,848,000 | 7,960,000 | 11,988,000 | 17,624,000 |
| Noninterest expense | 18,583,000 | 37,222,000 | 56,277,000 | 76,438,000 |
| Provision for loan losses | 299,000 | 456,000 | 239,000 | 496,000 |
| Pretax income | -2,670,000 | 2,796,000 | 9,394,000 | 15,918,000 |
| Income tax | -992,000 | -236,000 | 849,000 | 1,819,000 |
| Net income | -1,678,000 | 3,032,000 | 8,545,000 | 14,099,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 227,882,000 | 229,977,000 | 236,360,000 | 238,183,000 |
| Total capital | 242,935,000 | 244,830,000 | 250,953,000 | 253,000,000 |
| Risk-weighted assets | 1,945,228,000 | 1,900,160,000 | 1,914,786,000 | 1,805,231,000 |