Call reports 2022
TEXAS REGIONAL BANK — 2022
What TEXAS REGIONAL BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 2,010,731,000 | 2,020,933,000 | 2,517,283,000 | 2,627,954,000 |
| Total loans | 827,418,000 | 895,912,000 | 1,336,153,000 | 1,414,572,000 |
| Allowance for loan losses | 9,631,000 | 10,330,000 | 11,318,000 | 12,847,000 |
| Securities available for sale | 898,753,000 | 940,489,000 | 919,434,000 | 922,250,000 |
| Securities held to maturity | 6,000,000 | 6,000,000 | 7,000,000 | 7,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,871,626,000 | 1,816,321,000 | 2,314,749,000 | 2,252,440,000 |
| Interest-bearing deposits | 1,138,168,000 | 1,090,550,000 | 1,440,838,000 | 1,408,524,000 |
| Noninterest-bearing deposits | 733,458,000 | 725,771,000 | 873,911,000 | 843,916,000 |
| Equity capital | 129,377,000 | 99,075,000 | 151,387,000 | 171,653,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 14,242,000 | 31,360,000 | 57,140,000 | 85,107,000 |
| Interest expense | 817,000 | 1,818,000 | 3,950,000 | 8,458,000 |
| Net interest income | 13,425,000 | 29,542,000 | 53,190,000 | 76,649,000 |
| Noninterest income | 3,326,000 | 6,585,000 | 10,126,000 | 13,809,000 |
| Noninterest expense | 11,866,000 | 24,891,000 | 42,305,000 | 60,098,000 |
| Provision for loan losses | 367,000 | 1,101,000 | 2,276,000 | 3,926,000 |
| Pretax income | 4,518,000 | 8,507,000 | 17,107,000 | 24,806,000 |
| Income tax | 855,000 | 1,498,000 | 2,966,000 | 4,207,000 |
| Net income | 3,663,000 | 7,009,000 | 14,141,000 | 20,599,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 160,260,000 | 163,773,000 | 222,879,000 | 228,726,000 |
| Total capital | 170,681,000 | 175,068,000 | 235,106,000 | 242,614,000 |
| Risk-weighted assets | 1,133,233,000 | 1,294,165,000 | 1,772,837,000 | 1,875,581,000 |