Call reports 2021
TEXAS REGIONAL BANK — 2021
What TEXAS REGIONAL BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 1,610,822,000 | 1,707,958,000 | 1,877,624,000 | 1,961,754,000 |
| Total loans | 788,992,000 | 767,689,000 | 775,781,000 | 785,996,000 |
| Allowance for loan losses | 9,238,000 | 9,307,000 | 9,373,000 | 9,354,000 |
| Securities available for sale | 551,692,000 | 569,551,000 | 714,127,000 | 833,926,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,420,156,000 | 1,528,221,000 | 1,692,849,000 | 1,784,410,000 |
| Interest-bearing deposits | 859,104,000 | 941,087,000 | 1,067,931,000 | 1,108,318,000 |
| Noninterest-bearing deposits | 561,052,000 | 587,134,000 | 624,918,000 | 676,092,000 |
| Equity capital | 134,684,000 | 164,502,000 | 169,004,000 | 168,013,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 13,052,000 | 26,341,000 | 39,909,000 | 55,340,000 |
| Interest expense | 974,000 | 1,930,000 | 2,757,000 | 3,589,000 |
| Net interest income | 12,078,000 | 24,411,000 | 37,152,000 | 51,751,000 |
| Noninterest income | 2,650,000 | 5,513,000 | 8,946,000 | 12,200,000 |
| Noninterest expense | 10,416,000 | 21,849,000 | 32,943,000 | 43,850,000 |
| Provision for loan losses | 253,000 | 329,000 | 452,000 | 447,000 |
| Pretax income | 5,199,000 | 13,042,000 | 18,038,000 | 24,989,000 |
| Income tax | 891,000 | 2,419,000 | 3,389,000 | 4,709,000 |
| Net income | 4,308,000 | 10,623,000 | 14,649,000 | 20,280,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 119,878,000 | 146,415,000 | 150,623,000 | 156,430,000 |
| Total capital | 129,565,000 | 156,257,000 | 160,575,000 | 166,552,000 |
| Risk-weighted assets | 978,877,000 | 1,001,185,000 | 1,071,090,000 | 1,115,363,000 |