Call reports 2019
TEXAS REGIONAL BANK — 2019
What TEXAS REGIONAL BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 952,340,000 | 973,455,000 | 987,184,000 | 1,020,128,000 |
| Total loans | 544,551,000 | 561,184,000 | 597,693,000 | 603,592,000 |
| Allowance for loan losses | 6,086,000 | 6,275,000 | 6,442,000 | 6,553,000 |
| Securities available for sale | 249,323,000 | 265,042,000 | 255,975,000 | 283,770,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 843,740,000 | 858,351,000 | 870,642,000 | 903,998,000 |
| Interest-bearing deposits | 572,131,000 | 569,026,000 | 563,955,000 | 579,262,000 |
| Noninterest-bearing deposits | 271,609,000 | 289,325,000 | 306,687,000 | 324,736,000 |
| Equity capital | 101,694,000 | 107,141,000 | 109,682,000 | 110,227,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 9,762,000 | 20,076,000 | 30,704,000 | 41,309,000 |
| Interest expense | 1,412,000 | 2,956,000 | 4,521,000 | 6,055,000 |
| Net interest income | 8,350,000 | 17,120,000 | 26,183,000 | 35,254,000 |
| Noninterest income | 1,848,000 | 4,131,000 | 6,259,000 | 7,755,000 |
| Noninterest expense | 8,195,000 | 16,692,000 | 25,462,000 | 33,409,000 |
| Provision for loan losses | 247,000 | 463,000 | 658,000 | 873,000 |
| Pretax income | 1,756,000 | 4,130,000 | 8,013,000 | 10,400,000 |
| Income tax | 277,000 | 683,000 | 1,463,000 | 2,089,000 |
| Net income | 1,479,000 | 3,447,000 | 6,550,000 | 8,311,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 93,522,000 | 95,620,000 | 98,853,000 | 100,762,000 |
| Total capital | 99,958,000 | 102,239,000 | 105,711,000 | 107,735,000 |
| Risk-weighted assets | 683,174,000 | 696,737,000 | 741,266,000 | 762,912,000 |