Call reports 2018
TEXAS REGIONAL BANK — 2018
What TEXAS REGIONAL BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 834,810,000 | 856,765,000 | 866,562,000 | 890,960,000 |
| Total loans | 500,103,000 | 511,870,000 | 515,009,000 | 539,161,000 |
| Allowance for loan losses | 5,252,000 | 5,748,000 | 5,827,000 | 5,887,000 |
| Securities available for sale | 248,100,000 | 231,399,000 | 240,933,000 | 249,490,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 737,943,000 | 758,860,000 | 766,804,000 | 776,224,000 |
| Interest-bearing deposits | 668,843,000 | 516,609,000 | 514,711,000 | 524,705,000 |
| Noninterest-bearing deposits | 69,100,000 | 242,251,000 | 252,093,000 | 251,519,000 |
| Equity capital | 91,927,000 | 92,671,000 | 93,625,000 | 97,577,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 8,522,000 | 17,408,000 | 26,506,000 | 36,124,000 |
| Interest expense | 819,000 | 1,807,000 | 2,907,000 | 4,173,000 |
| Net interest income | 7,703,000 | 15,601,000 | 23,599,000 | 31,951,000 |
| Noninterest income | 1,610,000 | 3,236,000 | 5,030,000 | 7,021,000 |
| Noninterest expense | 7,160,000 | 14,652,000 | 22,145,000 | 29,907,000 |
| Provision for loan losses | 249,000 | 765,000 | 836,000 | 1,336,000 |
| Pretax income | 1,904,000 | 3,449,000 | 5,677,000 | 7,758,000 |
| Income tax | 320,000 | 587,000 | 975,000 | 1,374,000 |
| Net income | 1,584,000 | 2,862,000 | 4,702,000 | 6,384,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 86,623,000 | 88,047,000 | 90,041,000 | 91,913,000 |
| Total capital | 92,151,000 | 94,115,000 | 96,238,000 | 98,142,000 |
| Risk-weighted assets | 603,524,000 | 639,793,000 | 636,505,000 | 665,564,000 |