Call reports 2017
TEXAS REGIONAL BANK — 2017
What TEXAS REGIONAL BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 814,987,000 | 807,749,000 | 834,854,000 | 847,660,000 |
| Total loans | 440,740,000 | 456,535,000 | 474,323,000 | 489,657,000 |
| Allowance for loan losses | 3,917,000 | 4,350,000 | 4,629,000 | 5,018,000 |
| Securities available for sale | 260,736,000 | 242,441,000 | 231,855,000 | 245,300,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 730,521,000 | 722,583,000 | 747,661,000 | 749,720,000 |
| Interest-bearing deposits | 505,501,000 | 498,706,000 | 493,625,000 | 511,273,000 |
| Noninterest-bearing deposits | 225,020,000 | 223,877,000 | 254,036,000 | 238,447,000 |
| Equity capital | 78,807,000 | 80,672,000 | 82,021,000 | 93,738,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 6,642,000 | 14,772,000 | 23,023,000 | 31,679,000 |
| Interest expense | 692,000 | 1,421,000 | 2,170,000 | 2,951,000 |
| Net interest income | 5,950,000 | 13,351,000 | 20,853,000 | 28,728,000 |
| Noninterest income | 1,273,000 | 2,715,000 | 4,543,000 | 6,207,000 |
| Noninterest expense | 5,638,000 | 13,780,000 | 20,639,000 | 27,444,000 |
| Provision for loan losses | 243,000 | 697,000 | 1,086,000 | 1,475,000 |
| Pretax income | 1,342,000 | 1,607,000 | 3,688,000 | 6,034,000 |
| Income tax | 428,000 | 410,000 | 1,027,000 | 1,627,000 |
| Net income | 914,000 | 1,197,000 | 2,661,000 | 4,407,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 69,305,000 | 69,676,000 | 71,225,000 | 84,887,000 |
| Total capital | 73,448,000 | 74,243,000 | 76,097,000 | 90,179,000 |
| Risk-weighted assets | 580,251,000 | 579,596,000 | 572,801,000 | 595,034,000 |