Call reports 2016
TEXAS REGIONAL BANK — 2016
What TEXAS REGIONAL BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 596,030,000 | 589,257,000 | 606,847,000 | 616,186,000 |
| Total loans | 326,078,000 | 331,810,000 | 333,746,000 | 348,018,000 |
| Allowance for loan losses | 3,451,000 | 3,730,000 | 3,594,000 | 3,788,000 |
| Securities available for sale | 184,079,000 | 191,012,000 | 190,536,000 | 194,981,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 530,690,000 | 530,760,000 | 546,823,000 | 559,570,000 |
| Interest-bearing deposits | 375,035,000 | 378,031,000 | 385,449,000 | 397,121,000 |
| Noninterest-bearing deposits | 155,655,000 | 152,729,000 | 161,374,000 | 162,449,000 |
| Equity capital | 52,725,000 | 54,070,000 | 55,086,000 | 52,225,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 5,487,000 | 11,290,000 | 16,978,000 | 22,881,000 |
| Interest expense | 608,000 | 1,265,000 | 1,930,000 | 2,610,000 |
| Net interest income | 4,879,000 | 10,025,000 | 15,048,000 | 20,271,000 |
| Noninterest income | 1,061,000 | 2,099,000 | 3,234,000 | 4,549,000 |
| Noninterest expense | 4,786,000 | 9,622,000 | 14,354,000 | 20,113,000 |
| Provision for loan losses | 584,000 | 884,000 | 1,049,000 | 1,399,000 |
| Pretax income | 618,000 | 1,710,000 | 2,998,000 | 3,427,000 |
| Income tax | -351,000 | 2,000 | 339,000 | 466,000 |
| Net income | 969,000 | 1,708,000 | 2,659,000 | 2,961,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,346,000 | 50,139,000 | 51,147,000 | 51,529,000 |
| Total capital | 52,943,000 | 54,015,000 | 54,950,000 | 55,478,000 |
| Risk-weighted assets | 425,296,000 | 423,848,000 | 434,009,000 | 456,382,000 |