Call reports 2015
TEXAS REGIONAL BANK — 2015
What TEXAS REGIONAL BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 449,792,000 | 482,108,000 | 530,144,000 | 556,594,000 |
| Total loans | 264,963,000 | 276,607,000 | 290,289,000 | 312,362,000 |
| Allowance for loan losses | 1,884,000 | 2,170,000 | 2,504,000 | 2,956,000 |
| Securities available for sale | 121,204,000 | 131,479,000 | 150,962,000 | 169,469,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 396,215,000 | 428,597,000 | 475,418,000 | 503,002,000 |
| Interest-bearing deposits | 270,892,000 | 300,727,000 | 324,532,000 | 361,547,000 |
| Noninterest-bearing deposits | 125,323,000 | 127,870,000 | 150,886,000 | 141,455,000 |
| Equity capital | 50,121,000 | 49,922,000 | 50,745,000 | 50,795,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 4,537,000 | 9,198,000 | 14,288,000 | 19,811,000 |
| Interest expense | 469,000 | 975,000 | 1,499,000 | 2,071,000 |
| Net interest income | 4,068,000 | 8,223,000 | 12,789,000 | 17,740,000 |
| Noninterest income | 922,000 | 1,854,000 | 2,779,000 | 3,784,000 |
| Noninterest expense | 4,210,000 | 8,657,000 | 13,272,000 | 17,903,000 |
| Provision for loan losses | 100,000 | 407,000 | 714,000 | 1,045,000 |
| Pretax income | 664,000 | 998,000 | 1,693,000 | 2,890,000 |
| Income tax | 157,000 | 213,000 | 383,000 | 730,000 |
| Net income | 507,000 | 785,000 | 1,310,000 | 2,160,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,606,000 | 46,909,000 | 47,489,000 | 48,413,000 |
| Total capital | 48,623,000 | 49,190,000 | 50,158,000 | 51,498,000 |
| Risk-weighted assets | 319,257,000 | 340,452,000 | 365,860,000 | 388,656,000 |