Call reports 2012
TEXAS REGIONAL BANK — 2012
What TEXAS REGIONAL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 95,844,000 | 98,908,000 | 111,309,000 | 145,451,000 |
| Total loans | 55,998,000 | 65,004,000 | 74,121,000 | 80,827,000 |
| Allowance for loan losses | 699,000 | 832,000 | 927,000 | 1,009,000 |
| Securities available for sale | 0 | 0 | 0 | 15,044,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,666,000 | 76,752,000 | 89,125,000 | 123,653,000 |
| Interest-bearing deposits | 56,951,000 | 56,967,000 | 61,172,000 | 87,306,000 |
| Noninterest-bearing deposits | 16,715,000 | 19,785,000 | 27,953,000 | 36,347,000 |
| Equity capital | 21,858,000 | 21,808,000 | 21,792,000 | 21,667,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 898,000 | 1,939,000 | 3,103,000 | 4,382,000 |
| Interest expense | 109,000 | 222,000 | 337,000 | 478,000 |
| Net interest income | 789,000 | 1,717,000 | 2,766,000 | 3,904,000 |
| Noninterest income | 115,000 | 240,000 | 356,000 | 474,000 |
| Noninterest expense | 952,000 | 1,958,000 | 3,061,000 | 4,440,000 |
| Provision for loan losses | 98,000 | 231,000 | 335,000 | 417,000 |
| Pretax income | -146,000 | -232,000 | -274,000 | -479,000 |
| Income tax | -50,000 | -79,000 | -93,000 | -156,000 |
| Net income | -96,000 | -153,000 | -181,000 | -323,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,768,000 | 18,737,000 | 18,741,000 | 17,980,000 |
| Total capital | 19,467,000 | 19,569,000 | 19,668,000 | 18,989,000 |
| Risk-weighted assets | 62,428,000 | 69,836,000 | 76,597,000 | 86,410,000 |