Call reports 2025
LEGEND BANK, N. A. — 2025
What LEGEND BANK, N. A. reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 1,157,753,000 | 1,189,107,000 | 1,216,006,000 | 1,212,396,000 |
| Total loans | 786,398,000 | 755,296,000 | 787,570,000 | 813,279,000 |
| Allowance for loan losses | 8,592,000 | 8,641,000 | 9,383,000 | 9,988,000 |
| Securities available for sale | 192,229,000 | 216,592,000 | 249,821,000 | 261,163,000 |
| Securities held to maturity | 8,950,000 | 8,939,000 | 8,929,000 | 8,918,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,044,325,000 | 1,069,630,000 | 1,087,476,000 | 1,083,753,000 |
| Interest-bearing deposits | 787,871,000 | 797,088,000 | 818,215,000 | 823,829,000 |
| Noninterest-bearing deposits | 256,454,000 | 272,542,000 | 269,261,000 | 259,924,000 |
| Equity capital | 100,074,000 | 105,136,000 | 113,963,000 | 115,206,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 16,558,000 | 33,347,000 | 50,693,000 | 68,235,000 |
| Interest expense | 4,670,000 | 9,467,000 | 14,384,000 | 19,190,000 |
| Net interest income | 11,888,000 | 23,880,000 | 36,309,000 | 49,045,000 |
| Noninterest income | 2,100,000 | 4,111,000 | 6,105,000 | 8,068,000 |
| Noninterest expense | 8,470,000 | 16,783,000 | 25,393,000 | 34,421,000 |
| Provision for loan losses | 2,123,000 | 2,619,000 | 3,403,000 | 4,124,000 |
| Pretax income | 3,341,000 | 8,535,000 | 13,635,000 | 18,650,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,341,000 | 8,535,000 | 13,635,000 | 18,650,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 114,525,000 | 119,301,000 | 122,707,000 | 122,724,000 |
| Total capital | 123,579,000 | 128,403,000 | 132,552,000 | 133,036,000 |
| Risk-weighted assets | 863,068,000 | 839,689,000 | 865,880,000 | 884,429,000 |