Call reports 2022
LEGEND BANK, N. A. — 2022
What LEGEND BANK, N. A. reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 974,147,000 | 963,827,000 | 961,345,000 | 962,003,000 |
| Total loans | 607,381,000 | 621,080,000 | 612,697,000 | 639,029,000 |
| Allowance for loan losses | 8,667,000 | 9,294,000 | 9,386,000 | 9,467,000 |
| Securities available for sale | 246,813,000 | 243,068,000 | 230,027,000 | 224,718,000 |
| Securities held to maturity | 9,071,000 | 9,062,000 | 9,052,000 | 9,043,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 875,259,000 | 876,616,000 | 877,418,000 | 881,889,000 |
| Interest-bearing deposits | 603,886,000 | 588,524,000 | 585,592,000 | 612,448,000 |
| Noninterest-bearing deposits | 271,373,000 | 288,092,000 | 291,826,000 | 269,441,000 |
| Equity capital | 88,099,000 | 75,973,000 | 71,777,000 | 68,637,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 8,729,000 | 18,012,000 | 27,662,000 | 37,973,000 |
| Interest expense | 163,000 | 320,000 | 497,000 | 948,000 |
| Net interest income | 8,566,000 | 17,692,000 | 27,165,000 | 37,025,000 |
| Noninterest income | 1,825,000 | 3,237,000 | 5,268,000 | 7,167,000 |
| Noninterest expense | 6,751,000 | 13,948,000 | 21,142,000 | 29,066,000 |
| Provision for loan losses | 60,000 | 60,000 | 235,000 | 385,000 |
| Pretax income | 3,580,000 | 7,219,000 | 11,354,000 | 15,039,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,580,000 | 7,219,000 | 11,354,000 | 15,039,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 91,391,000 | 93,926,000 | 94,068,000 | 91,029,000 |
| Total capital | 100,058,000 | 102,598,000 | 102,781,000 | 99,850,000 |
| Risk-weighted assets | 696,563,000 | 693,162,000 | 696,353,000 | 704,897,000 |