Call reports 2021
LEGEND BANK, N. A. — 2021
What LEGEND BANK, N. A. reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 925,581,000 | 942,300,000 | 962,646,000 | 952,350,000 |
| Total loans | 591,869,000 | 598,814,000 | 596,466,000 | 598,756,000 |
| Allowance for loan losses | 8,294,000 | 8,673,000 | 8,670,000 | 8,690,000 |
| Securities available for sale | 195,624,000 | 206,606,000 | 214,859,000 | 249,986,000 |
| Securities held to maturity | 1,800,000 | 1,791,000 | 1,779,000 | 6,581,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 818,313,000 | 830,928,000 | 847,950,000 | 840,441,000 |
| Interest-bearing deposits | 600,933,000 | 600,040,000 | 588,032,000 | 586,392,000 |
| Noninterest-bearing deposits | 217,380,000 | 230,888,000 | 259,918,000 | 254,049,000 |
| Equity capital | 97,594,000 | 100,450,000 | 102,492,000 | 101,707,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 8,369,000 | 18,780,000 | 27,498,000 | 36,128,000 |
| Interest expense | 387,000 | 689,000 | 929,000 | 1,117,000 |
| Net interest income | 7,982,000 | 18,091,000 | 26,569,000 | 35,011,000 |
| Noninterest income | 1,538,000 | 3,238,000 | 5,034,000 | 6,621,000 |
| Noninterest expense | 6,542,000 | 13,126,000 | 19,968,000 | 26,749,000 |
| Provision for loan losses | 326,000 | 758,000 | 844,000 | 897,000 |
| Pretax income | 2,782,000 | 7,659,000 | 11,011,000 | 14,217,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,782,000 | 7,659,000 | 11,011,000 | 14,217,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 82,568,000 | 86,029,000 | 87,745,000 | 89,142,000 |
| Total capital | 90,596,000 | 94,301,000 | 96,120,000 | 97,491,000 |
| Risk-weighted assets | 642,003,000 | 661,398,000 | 669,682,000 | 667,617,000 |