Call reports 2019
LEGEND BANK, N. A. — 2019
What LEGEND BANK, N. A. reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 705,582,000 | 734,527,000 | 765,411,000 | 758,653,000 |
| Total loans | 474,331,000 | 478,633,000 | 495,194,000 | 513,299,000 |
| Allowance for loan losses | 5,886,000 | 6,108,000 | 6,421,000 | 6,803,000 |
| Securities available for sale | 162,072,000 | 161,567,000 | 169,337,000 | 169,167,000 |
| Securities held to maturity | 0 | 0 | 0 | 1,847,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 621,066,000 | 645,123,000 | 671,576,000 | 658,860,000 |
| Interest-bearing deposits | 464,022,000 | 480,546,000 | 503,629,000 | 509,000,000 |
| Noninterest-bearing deposits | 157,044,000 | 164,577,000 | 167,947,000 | 149,860,000 |
| Equity capital | 75,978,000 | 80,909,000 | 84,621,000 | 87,748,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 7,924,000 | 16,290,000 | 24,905,000 | 33,781,000 |
| Interest expense | 820,000 | 1,710,000 | 2,738,000 | 3,739,000 |
| Net interest income | 7,104,000 | 14,580,000 | 22,167,000 | 30,042,000 |
| Noninterest income | 1,649,000 | 3,359,000 | 5,298,000 | 7,640,000 |
| Noninterest expense | 5,779,000 | 11,767,000 | 18,140,000 | 24,899,000 |
| Provision for loan losses | 297,000 | 654,000 | 703,000 | 1,046,000 |
| Pretax income | 2,677,000 | 5,562,000 | 8,707,000 | 11,831,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,677,000 | 5,562,000 | 8,707,000 | 11,831,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 68,353,000 | 70,209,000 | 71,815,000 | 74,520,000 |
| Total capital | 74,239,000 | 76,317,000 | 78,236,000 | 81,323,000 |
| Risk-weighted assets | 530,300,000 | 533,803,000 | 552,785,000 | 559,863,000 |