Call reports 2018
LEGEND BANK, N. A. — 2018
What LEGEND BANK, N. A. reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 663,747,000 | 669,639,000 | 675,989,000 | 694,569,000 |
| Total loans | 418,982,000 | 434,745,000 | 444,499,000 | 461,219,000 |
| Allowance for loan losses | 5,743,000 | 5,378,000 | 5,312,000 | 5,632,000 |
| Securities available for sale | 172,940,000 | 170,958,000 | 166,443,000 | 165,149,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 585,953,000 | 584,499,000 | 593,334,000 | 600,346,000 |
| Interest-bearing deposits | 380,513,000 | 375,436,000 | 374,581,000 | 440,319,000 |
| Noninterest-bearing deposits | 205,440,000 | 209,063,000 | 218,753,000 | 160,027,000 |
| Equity capital | 70,400,000 | 70,911,000 | 71,545,000 | 73,025,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 6,784,000 | 14,082,000 | 21,513,000 | 29,365,000 |
| Interest expense | 452,000 | 991,000 | 1,641,000 | 2,365,000 |
| Net interest income | 6,332,000 | 13,091,000 | 19,872,000 | 27,000,000 |
| Noninterest income | 1,428,000 | 3,126,000 | 4,770,000 | 6,338,000 |
| Noninterest expense | 5,293,000 | 10,547,000 | 15,638,000 | 21,215,000 |
| Provision for loan losses | 145,000 | 1,324,000 | 2,041,000 | 2,351,000 |
| Pretax income | 2,578,000 | 4,678,000 | 7,295,000 | 10,104,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,578,000 | 4,678,000 | 7,295,000 | 10,104,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 64,102,000 | 65,421,000 | 66,835,000 | 67,030,000 |
| Total capital | 69,845,000 | 70,799,000 | 72,147,000 | 72,662,000 |
| Risk-weighted assets | 483,150,000 | 499,427,000 | 505,162,000 | 514,191,000 |