Call reports 2017
LEGEND BANK, N. A. — 2017
What LEGEND BANK, N. A. reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 618,226,000 | 627,380,000 | 632,649,000 | 639,552,000 |
| Total loans | 415,674,000 | 407,108,000 | 409,226,000 | 417,070,000 |
| Allowance for loan losses | 5,696,000 | 5,681,000 | 5,764,000 | 5,803,000 |
| Securities available for sale | 140,657,000 | 146,002,000 | 144,091,000 | 146,270,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 539,809,000 | 547,099,000 | 551,647,000 | 561,892,000 |
| Interest-bearing deposits | 365,190,000 | 360,935,000 | 355,148,000 | 366,167,000 |
| Noninterest-bearing deposits | 174,619,000 | 186,164,000 | 196,499,000 | 195,725,000 |
| Equity capital | 71,564,000 | 73,430,000 | 73,455,000 | 71,013,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 6,475,000 | 12,987,000 | 19,745,000 | 26,390,000 |
| Interest expense | 305,000 | 626,000 | 970,000 | 1,350,000 |
| Net interest income | 6,170,000 | 12,361,000 | 18,775,000 | 25,040,000 |
| Noninterest income | 1,382,000 | 2,874,000 | 4,411,000 | 5,837,000 |
| Noninterest expense | 5,237,000 | 10,361,000 | 15,652,000 | 20,969,000 |
| Provision for loan losses | 228,000 | 363,000 | 508,000 | 643,000 |
| Pretax income | 2,087,000 | 4,521,000 | 7,210,000 | 9,449,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,087,000 | 4,521,000 | 7,210,000 | 9,449,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 62,178,000 | 62,777,000 | 63,545,000 | 62,504,000 |
| Total capital | 67,874,000 | 68,453,000 | 69,309,000 | 68,307,000 |
| Risk-weighted assets | 455,549,000 | 454,110,000 | 461,286,000 | 470,706,000 |