Call reports 2016
LEGEND BANK, N. A. — 2016
What LEGEND BANK, N. A. reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 610,991,000 | 607,811,000 | 610,701,000 | 613,367,000 |
| Total loans | 404,377,000 | 399,733,000 | 401,654,000 | 413,299,000 |
| Allowance for loan losses | 5,817,000 | 5,636,000 | 5,986,000 | 5,531,000 |
| Securities available for sale | 152,733,000 | 149,463,000 | 146,086,000 | 140,989,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 528,461,000 | 526,536,000 | 527,214,000 | 527,559,000 |
| Interest-bearing deposits | 358,078,000 | 348,434,000 | 354,243,000 | 356,985,000 |
| Noninterest-bearing deposits | 170,383,000 | 178,102,000 | 172,971,000 | 170,574,000 |
| Equity capital | 75,259,000 | 75,060,000 | 76,565,000 | 69,851,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 6,704,000 | 12,958,000 | 19,329,000 | 25,680,000 |
| Interest expense | 200,000 | 404,000 | 666,000 | 970,000 |
| Net interest income | 6,504,000 | 12,554,000 | 18,663,000 | 24,710,000 |
| Noninterest income | 1,266,000 | 2,682,000 | 4,102,000 | 5,478,000 |
| Noninterest expense | 4,902,000 | 9,875,000 | 14,925,000 | 19,947,000 |
| Provision for loan losses | 433,000 | 601,000 | 707,000 | 835,000 |
| Pretax income | 2,518,000 | 4,843,000 | 7,381,000 | 9,723,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,518,000 | 4,843,000 | 7,381,000 | 9,723,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 61,494,000 | 60,944,000 | 62,834,000 | 61,078,000 |
| Total capital | 67,125,000 | 66,537,000 | 68,407,000 | 66,609,000 |
| Risk-weighted assets | 450,277,000 | 447,459,000 | 445,300,000 | 455,556,000 |