Call reports 2015
LEGEND BANK, N. A. — 2015
What LEGEND BANK, N. A. reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 624,365,000 | 610,614,000 | 609,689,000 | 626,323,000 |
| Total loans | 380,308,000 | 365,935,000 | 365,263,000 | 393,907,000 |
| Allowance for loan losses | 5,665,000 | 5,406,000 | 5,367,000 | 5,584,000 |
| Securities available for sale | 175,460,000 | 177,501,000 | 175,790,000 | 177,094,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 543,378,000 | 529,785,000 | 527,624,000 | 528,334,000 |
| Interest-bearing deposits | 378,219,000 | 367,555,000 | 355,836,000 | 356,188,000 |
| Noninterest-bearing deposits | 165,159,000 | 162,230,000 | 171,788,000 | 172,146,000 |
| Equity capital | 74,969,000 | 74,936,000 | 75,210,000 | 72,618,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 6,206,000 | 12,383,000 | 18,658,000 | 25,023,000 |
| Interest expense | 245,000 | 475,000 | 685,000 | 891,000 |
| Net interest income | 5,961,000 | 11,908,000 | 17,973,000 | 24,132,000 |
| Noninterest income | 1,169,000 | 2,392,000 | 3,714,000 | 4,990,000 |
| Noninterest expense | 4,818,000 | 9,500,000 | 14,081,000 | 18,891,000 |
| Provision for loan losses | 112,000 | 204,000 | 289,000 | 544,000 |
| Pretax income | 2,208,000 | 4,604,000 | 7,325,000 | 9,695,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,208,000 | 4,604,000 | 7,325,000 | 9,695,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 60,303,000 | 61,973,000 | 61,365,000 | 60,075,000 |
| Total capital | 65,697,000 | 67,273,000 | 66,612,000 | 65,640,000 |
| Risk-weighted assets | 431,267,000 | 423,914,000 | 419,690,000 | 445,186,000 |