Call reports 2013
LEGEND BANK, N. A. — 2013
What LEGEND BANK, N. A. reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 581,904,000 | 576,790,000 | 570,864,000 | 588,036,000 |
| Total loans | 334,425,000 | 331,509,000 | 347,283,000 | 367,678,000 |
| Allowance for loan losses | 5,189,000 | 5,342,000 | 5,491,000 | 6,047,000 |
| Securities available for sale | 197,355,000 | 174,382,000 | 171,153,000 | 168,803,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 492,097,000 | 502,430,000 | 495,737,000 | 500,065,000 |
| Interest-bearing deposits | 378,498,000 | 384,348,000 | 367,163,000 | 368,887,000 |
| Noninterest-bearing deposits | 113,599,000 | 118,082,000 | 128,574,000 | 131,178,000 |
| Equity capital | 73,355,000 | 70,050,000 | 69,994,000 | 68,565,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 5,735,000 | 11,635,000 | 17,954,000 | 24,096,000 |
| Interest expense | 340,000 | 641,000 | 923,000 | 1,193,000 |
| Net interest income | 5,395,000 | 10,994,000 | 17,031,000 | 22,903,000 |
| Noninterest income | 1,179,000 | 2,346,000 | 3,552,000 | 4,754,000 |
| Noninterest expense | 4,974,000 | 9,726,000 | 14,186,000 | 18,569,000 |
| Provision for loan losses | 82,000 | 323,000 | 673,000 | 1,283,000 |
| Pretax income | 1,518,000 | 3,292,000 | 5,725,000 | 7,806,000 |
| Income tax | -215,000 | -410,000 | -538,000 | -632,000 |
| Net income | 1,733,000 | 3,702,000 | 6,263,000 | 8,438,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 56,174,000 | 57,348,000 | 58,612,000 | 57,294,000 |
| Total capital | 61,025,000 | 62,050,000 | 63,519,000 | 62,415,000 |
| Risk-weighted assets | 387,767,000 | 375,599,000 | 392,016,000 | 408,794,000 |