Call reports 2012
LEGEND BANK, N. A. — 2012
What LEGEND BANK, N. A. reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 594,471,000 | 585,749,000 | 577,367,000 | 580,414,000 |
| Total loans | 297,946,000 | 294,700,000 | 297,163,000 | 317,615,000 |
| Allowance for loan losses | 6,204,000 | 5,179,000 | 4,942,000 | 5,468,000 |
| Securities available for sale | 232,991,000 | 223,264,000 | 222,383,000 | 185,502,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 520,467,000 | 508,681,000 | 496,984,000 | 503,162,000 |
| Interest-bearing deposits | 407,859,000 | 393,869,000 | 382,109,000 | 383,191,000 |
| Noninterest-bearing deposits | 112,608,000 | 114,812,000 | 114,875,000 | 119,971,000 |
| Equity capital | 69,083,000 | 71,547,000 | 73,821,000 | 73,400,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 6,284,000 | 12,466,000 | 18,433,000 | 24,394,000 |
| Interest expense | 651,000 | 1,208,000 | 1,701,000 | 2,114,000 |
| Net interest income | 5,633,000 | 11,258,000 | 16,732,000 | 22,280,000 |
| Noninterest income | 1,024,000 | 2,354,000 | 2,789,000 | 3,571,000 |
| Noninterest expense | 4,390,000 | 9,360,000 | 13,481,000 | 17,815,000 |
| Provision for loan losses | 445,000 | 702,000 | 909,000 | 1,581,000 |
| Pretax income | 2,321,000 | 4,270,000 | 6,006,000 | 10,150,000 |
| Income tax | 509,000 | 851,000 | 1,140,000 | 4,645,000 |
| Net income | 1,812,000 | 3,419,000 | 4,866,000 | 5,505,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,807,000 | 53,122,000 | 54,288,000 | 54,698,000 |
| Total capital | 56,576,000 | 57,632,000 | 58,803,000 | 59,379,000 |
| Risk-weighted assets | 380,123,000 | 360,175,000 | 360,798,000 | 373,697,000 |