Call reports 2005
LEGEND BANK, N. A. — 2005
What LEGEND BANK, N. A. reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 314,419,000 | 319,915,000 | 326,791,000 | 331,103,000 |
| Total loans | 199,062,000 | 181,993,000 | 186,954,000 | 184,193,000 |
| Allowance for loan losses | 2,516,000 | 2,558,000 | 2,325,000 | 2,348,000 |
| Securities available for sale | 89,245,000 | 97,317,000 | 105,312,000 | 112,853,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 283,537,000 | 288,149,000 | 293,974,000 | 298,239,000 |
| Interest-bearing deposits | 224,251,000 | 223,987,000 | 224,558,000 | 223,566,000 |
| Noninterest-bearing deposits | 59,286,000 | 64,162,000 | 69,416,000 | 74,673,000 |
| Equity capital | 28,991,000 | 30,110,000 | 30,794,000 | 31,389,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 4,096,000 | 8,269,000 | 12,589,000 | 17,216,000 |
| Interest expense | 844,000 | 1,816,000 | 2,914,000 | 4,173,000 |
| Net interest income | 3,252,000 | 6,453,000 | 9,675,000 | 13,043,000 |
| Noninterest income | 949,000 | 1,845,000 | 2,773,000 | 3,603,000 |
| Noninterest expense | 2,392,000 | 4,731,000 | 7,068,000 | 9,417,000 |
| Provision for loan losses | 85,000 | 117,000 | 136,000 | 159,000 |
| Pretax income | 1,724,000 | 3,470,000 | 5,264,000 | 7,090,000 |
| Income tax | 538,000 | 1,084,000 | 1,636,000 | 2,190,000 |
| Net income | 1,186,000 | 2,386,000 | 3,628,000 | 4,900,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,033,000 | 30,904,000 | 31,817,000 | 32,760,000 |
| Total capital | 32,549,000 | 33,462,000 | 34,142,000 | 35,108,000 |
| Risk-weighted assets | 222,817,000 | 209,731,000 | 214,651,000 | 214,479,000 |
Machine access — free, no API key
Every figure shown here about LEGEND BANK, N. A. — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.