Call reports 2025
CENTRAL TRUST BANK, THE — 2025
What CENTRAL TRUST BANK, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 19,551,204,000 | 19,070,360,000 | 19,187,778,000 | 20,799,746,000 |
| Total loans | 11,512,277,000 | 11,329,620,000 | 11,344,573,000 | 11,487,898,000 |
| Allowance for loan losses | 153,738,000 | 149,381,000 | 149,459,000 | 149,674,000 |
| Securities available for sale | 5,750,173,000 | 5,964,105,000 | 5,964,774,000 | 6,370,716,000 |
| Securities held to maturity | 3,241,000 | 3,091,000 | 2,791,000 | 1,699,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 15,478,780,000 | 15,068,810,000 | 15,164,576,000 | 16,767,703,000 |
| Interest-bearing deposits | 10,093,881,000 | 9,737,011,000 | 9,775,072,000 | 11,123,667,000 |
| Noninterest-bearing deposits | 5,384,899,000 | 5,331,799,000 | 5,389,504,000 | 5,644,036,000 |
| Equity capital | 1,859,134,000 | 1,883,396,000 | 1,916,411,000 | 1,874,332,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 239,887,000 | 485,009,000 | 733,561,000 | 988,850,000 |
| Interest expense | 64,954,000 | 129,059,000 | 192,408,000 | 256,018,000 |
| Net interest income | 174,933,000 | 355,950,000 | 541,153,000 | 732,832,000 |
| Noninterest income | 57,035,000 | 105,298,000 | 167,659,000 | 231,299,000 |
| Noninterest expense | 118,153,000 | 240,175,000 | 362,813,000 | 485,759,000 |
| Provision for loan losses | 2,913,000 | 2,871,000 | 6,397,000 | 9,456,000 |
| Pretax income | 111,003,000 | 218,270,000 | 332,896,000 | 462,251,000 |
| Income tax | 25,273,000 | 49,627,000 | 75,529,000 | 105,160,000 |
| Net income | 85,730,000 | 168,643,000 | 257,367,000 | 357,091,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,638,545,000 | 1,642,441,000 | 1,652,147,000 | 1,592,855,000 |
| Total capital | 1,792,266,000 | 1,792,367,000 | 1,802,006,000 | 1,742,888,000 |
| Risk-weighted assets | 12,297,209,000 | 12,202,019,000 | 12,175,477,000 | 12,365,572,000 |
Machine access — free, no API key
Every figure shown here about CENTRAL TRUST BANK, THE — 2025 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.