Call reports 2020
CENTRAL TRUST BANK, THE — 2020
What CENTRAL TRUST BANK, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 2,925,213,000 | 3,485,381,000 | 3,403,420,000 | 3,486,124,000 |
| Total loans | 1,151,904,000 | 1,285,319,000 | 1,298,323,000 | 1,295,690,000 |
| Allowance for loan losses | 16,914,000 | 17,738,000 | 18,783,000 | 19,008,000 |
| Securities available for sale | 1,456,354,000 | 1,637,634,000 | 1,812,708,000 | 1,764,534,000 |
| Securities held to maturity | 200,000 | 200,000 | 200,000 | 200,000 |
| Trading assets | 2,434,000 | 1,223,000 | 230,000 | 216,000 |
| Total deposits | 1,834,163,000 | 2,276,891,000 | 2,326,054,000 | 2,391,427,000 |
| Interest-bearing deposits | 1,135,310,000 | 1,262,907,000 | 1,331,499,000 | 1,425,311,000 |
| Noninterest-bearing deposits | 698,853,000 | 1,013,984,000 | 994,555,000 | 966,116,000 |
| Equity capital | 215,277,000 | 233,111,000 | 249,716,000 | 262,711,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 20,970,000 | 41,382,000 | 59,970,000 | 78,117,000 |
| Interest expense | 3,786,000 | 5,532,000 | 7,037,000 | 8,293,000 |
| Net interest income | 17,184,000 | 35,850,000 | 52,933,000 | 69,824,000 |
| Noninterest income | 18,591,000 | 42,936,000 | 77,847,000 | 107,631,000 |
| Noninterest expense | 23,726,000 | 50,517,000 | 79,937,000 | 110,103,000 |
| Provision for loan losses | 431,000 | 1,425,000 | 2,586,000 | 3,746,000 |
| Pretax income | 10,267,000 | 24,933,000 | 46,166,000 | 62,881,000 |
| Income tax | 2,173,000 | 5,416,000 | 10,269,000 | 14,037,000 |
| Net income | 8,094,000 | 19,517,000 | 35,897,000 | 48,844,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 198,026,000 | 209,540,000 | 226,012,000 | 239,208,000 |
| Total capital | 215,243,000 | 227,581,000 | 245,098,000 | 258,519,000 |
| Risk-weighted assets | 1,532,742,000 | 1,646,740,000 | 1,633,851,000 | 1,614,737,000 |
Machine access — free, no API key
Every figure shown here about CENTRAL TRUST BANK, THE — 2020 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.