Call reports 2018
CENTRAL TRUST BANK, THE — 2018
What CENTRAL TRUST BANK, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 2,383,061,000 | 2,333,498,000 | 2,503,999,000 | 2,581,302,000 |
| Total loans | 1,013,665,000 | 1,041,879,000 | 1,055,176,000 | 1,075,605,000 |
| Allowance for loan losses | 15,790,000 | 15,978,000 | 16,244,000 | 15,801,000 |
| Securities available for sale | 1,151,405,000 | 1,022,787,000 | 972,693,000 | 1,056,365,000 |
| Securities held to maturity | 200,000 | 200,000 | 200,000 | 200,000 |
| Trading assets | 248,000 | 315,000 | 967,000 | 125,000 |
| Total deposits | 1,635,950,000 | 1,549,210,000 | 1,569,446,000 | 1,808,018,000 |
| Interest-bearing deposits | 1,111,866,000 | 950,363,000 | 916,280,000 | 1,140,758,000 |
| Noninterest-bearing deposits | 524,084,000 | 598,847,000 | 653,166,000 | 667,260,000 |
| Equity capital | 225,766,000 | 224,790,000 | 226,717,000 | 197,455,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 17,225,000 | 35,723,000 | 54,745,000 | 74,403,000 |
| Interest expense | 3,399,000 | 7,225,000 | 11,340,000 | 15,918,000 |
| Net interest income | 13,826,000 | 28,498,000 | 43,405,000 | 58,485,000 |
| Noninterest income | 15,574,000 | 32,081,000 | 49,180,000 | 65,536,000 |
| Noninterest expense | 20,512,000 | 41,776,000 | 63,298,000 | 85,262,000 |
| Provision for loan losses | 375,000 | 757,000 | 1,146,000 | 1,319,000 |
| Pretax income | 7,675,000 | 18,947,000 | 32,193,000 | 35,144,000 |
| Income tax | 1,551,000 | 3,994,000 | 6,844,000 | 6,819,000 |
| Net income | 6,124,000 | 14,953,000 | 25,349,000 | 28,325,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 215,044,000 | 216,966,000 | 219,454,000 | 187,523,000 |
| Total capital | 231,137,000 | 233,247,000 | 236,001,000 | 203,627,000 |
| Risk-weighted assets | 1,514,855,000 | 1,522,482,000 | 1,525,695,000 | 1,545,098,000 |