Call reports 2017
CENTRAL TRUST BANK, THE — 2017
What CENTRAL TRUST BANK, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 2,696,711,000 | 2,563,958,000 | 2,472,439,000 | 2,505,442,000 |
| Total loans | 972,359,000 | 1,006,032,000 | 1,027,444,000 | 1,020,274,000 |
| Allowance for loan losses | 15,625,000 | 15,761,000 | 15,637,000 | 15,578,000 |
| Securities available for sale | 1,324,203,000 | 1,268,389,000 | 1,216,044,000 | 1,146,598,000 |
| Securities held to maturity | 200,000 | 200,000 | 200,000 | 200,000 |
| Trading assets | 102,000 | 408,000 | 426,000 | 299,000 |
| Total deposits | 1,714,128,000 | 1,585,301,000 | 1,669,529,000 | 1,743,663,000 |
| Interest-bearing deposits | 924,411,000 | 872,921,000 | 1,002,826,000 | 1,137,609,000 |
| Noninterest-bearing deposits | 789,717,000 | 712,380,000 | 666,703,000 | 606,054,000 |
| Equity capital | 225,136,000 | 225,126,000 | 225,879,000 | 227,842,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 15,933,000 | 32,298,000 | 49,419,000 | 66,471,000 |
| Interest expense | 2,107,000 | 4,559,000 | 7,387,000 | 10,386,000 |
| Net interest income | 13,826,000 | 27,739,000 | 42,032,000 | 56,085,000 |
| Noninterest income | 14,222,000 | 28,850,000 | 44,170,000 | 60,247,000 |
| Noninterest expense | 18,579,000 | 38,108,000 | 58,707,000 | 80,371,000 |
| Provision for loan losses | 353,000 | 724,000 | 1,114,000 | 1,535,000 |
| Pretax income | 9,117,000 | 17,770,000 | 26,413,000 | 34,227,000 |
| Income tax | 2,930,000 | 5,551,000 | 8,279,000 | 6,047,000 |
| Net income | 6,187,000 | 12,219,000 | 18,134,000 | 28,180,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 190,096,000 | 189,163,000 | 188,035,000 | 188,523,000 |
| Total capital | 220,752,000 | 219,553,000 | 218,695,000 | 220,063,000 |
| Risk-weighted assets | 1,465,093,000 | 1,467,269,000 | 1,453,492,000 | 1,448,591,000 |