Call reports 2016
CENTRAL TRUST BANK, THE — 2016
What CENTRAL TRUST BANK, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 2,624,050,000 | 2,759,486,000 | 2,705,626,000 | 2,684,312,000 |
| Total loans | 926,273,000 | 944,048,000 | 965,654,000 | 960,521,000 |
| Allowance for loan losses | 15,190,000 | 15,512,000 | 15,364,000 | 15,318,000 |
| Securities available for sale | 1,282,542,000 | 1,286,318,000 | 1,299,149,000 | 1,311,577,000 |
| Securities held to maturity | 200,000 | 200,000 | 200,000 | 200,000 |
| Trading assets | 1,070,000 | 3,504,000 | 0 | 142,000 |
| Total deposits | 1,629,959,000 | 1,738,655,000 | 1,669,393,000 | 1,655,454,000 |
| Interest-bearing deposits | 921,137,000 | 913,326,000 | 948,355,000 | 939,840,000 |
| Noninterest-bearing deposits | 708,822,000 | 825,329,000 | 721,038,000 | 715,614,000 |
| Equity capital | 223,278,000 | 224,984,000 | 224,227,000 | 223,865,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 14,861,000 | 29,954,000 | 45,117,000 | 60,315,000 |
| Interest expense | 1,571,000 | 3,100,000 | 4,680,000 | 6,429,000 |
| Net interest income | 13,290,000 | 26,854,000 | 40,437,000 | 53,886,000 |
| Noninterest income | 14,216,000 | 29,000,000 | 43,904,000 | 58,197,000 |
| Noninterest expense | 18,673,000 | 37,557,000 | 57,228,000 | 77,484,000 |
| Provision for loan losses | 346,000 | 837,000 | 1,150,000 | 1,456,000 |
| Pretax income | 8,474,000 | 17,450,000 | 25,959,000 | 33,140,000 |
| Income tax | 2,761,000 | 5,658,000 | 7,857,000 | 9,242,000 |
| Net income | 5,713,000 | 11,792,000 | 18,102,000 | 23,898,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 187,539,000 | 187,643,000 | 187,978,000 | 189,799,000 |
| Total capital | 215,283,000 | 216,529,000 | 217,562,000 | 220,301,000 |
| Risk-weighted assets | 1,347,540,000 | 1,388,377,000 | 1,437,961,000 | 1,439,341,000 |
Machine access — free, no API key
Every figure shown here about CENTRAL TRUST BANK, THE — 2016 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.