Call reports 2015
CENTRAL TRUST BANK, THE — 2015
What CENTRAL TRUST BANK, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 2,611,323,000 | 2,647,705,000 | 2,696,126,000 | 2,730,795,000 |
| Total loans | 790,486,000 | 820,323,000 | 840,474,000 | 874,804,000 |
| Allowance for loan losses | 15,279,000 | 15,148,000 | 15,077,000 | 15,064,000 |
| Securities available for sale | 1,116,476,000 | 1,352,759,000 | 1,313,939,000 | 1,254,695,000 |
| Securities held to maturity | 200,000 | 200,000 | 200,000 | 200,000 |
| Trading assets | 952,000 | 486,000 | 1,696,000 | 436,000 |
| Total deposits | 1,665,523,000 | 1,676,237,000 | 1,709,890,000 | 1,699,795,000 |
| Interest-bearing deposits | 942,789,000 | 927,197,000 | 955,572,000 | 940,276,000 |
| Noninterest-bearing deposits | 722,734,000 | 749,040,000 | 754,318,000 | 759,519,000 |
| Equity capital | 218,953,000 | 221,343,000 | 219,614,000 | 221,020,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 13,006,000 | 26,539,000 | 40,541,000 | 54,609,000 |
| Interest expense | 1,266,000 | 2,439,000 | 3,672,000 | 4,975,000 |
| Net interest income | 11,740,000 | 24,100,000 | 36,869,000 | 49,634,000 |
| Noninterest income | 14,028,000 | 28,523,000 | 42,811,000 | 57,119,000 |
| Noninterest expense | 18,189,000 | 36,679,000 | 55,700,000 | 75,200,000 |
| Provision for loan losses | 265,000 | 554,000 | 840,000 | 1,137,000 |
| Pretax income | 7,334,000 | 15,500,000 | 23,269,000 | 30,328,000 |
| Income tax | 2,361,000 | 5,055,000 | 7,582,000 | 8,954,000 |
| Net income | 4,973,000 | 10,445,000 | 15,687,000 | 21,374,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 174,369,000 | 181,298,000 | 181,557,000 | 187,259,000 |
| Total capital | 202,981,000 | 210,153,000 | 209,332,000 | 214,646,000 |
| Risk-weighted assets | 1,124,224,000 | 1,224,322,000 | 1,278,897,000 | 1,318,625,000 |
Machine access — free, no API key
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