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Call reports 2008

CENTRAL TRUST BANK, THE — 2008

What CENTRAL TRUST BANK, THE reported to the FFIEC in 2008, quarter by quarter.

PERIOD: 2008SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/1413b5a8-6e8c-431b-aa7c-0828dcf94a26/2008

Balance sheet

What the bank holds and owes at quarter end

Measure2008Q12008Q22008Q32008Q4
Total assets1,641,855,0001,655,184,0001,724,450,0001,891,880,000
Total loans715,912,000702,886,000711,759,000721,159,000
Allowance for loan losses12,902,00013,008,00013,158,00013,155,000
Securities available for sale716,743,000734,133,000786,852,000777,722,000
Securities held to maturity0000
Trading assets2,862,0002,600,000632,00019,000
Total deposits874,752,000911,727,000906,117,0001,120,067,000
Interest-bearing deposits675,673,000675,725,000679,363,000722,138,000
Noninterest-bearing deposits199,079,000236,002,000226,754,000397,929,000
Equity capital134,766,000134,825,000130,313,000130,178,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2008Q12008Q22008Q32008Q4
Interest income21,187,00040,549,00059,387,00078,348,000
Interest expense9,524,00016,314,00022,801,00028,003,000
Net interest income11,663,00024,235,00036,586,00050,345,000
Noninterest income14,984,00035,692,00054,453,000103,343,000
Noninterest expense19,875,00043,582,00065,929,00088,231,000
Provision for loan losses258,000678,0001,180,0002,095,000
Pretax income8,296,00017,449,00025,713,00065,154,000
Income tax2,988,0006,331,0009,300,00024,014,000
Net income5,308,00011,118,00016,413,00041,140,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2008Q12008Q22008Q32008Q4
Tier 1 capital114,375,000117,215,000112,540,000117,297,000
Total capital134,064,000136,364,000130,978,000133,101,000
Risk-weighted assets865,436,000861,649,000880,302,000861,370,000

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