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Call reports 2007

CENTRAL TRUST BANK, THE — 2007

What CENTRAL TRUST BANK, THE reported to the FFIEC in 2007, quarter by quarter.

PERIOD: 2007SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/1413b5a8-6e8c-431b-aa7c-0828dcf94a26/2007

Balance sheet

What the bank holds and owes at quarter end

Measure2007Q12007Q22007Q32007Q4
Total assets1,552,580,0001,533,808,0001,589,617,0001,699,948,000
Total loans685,276,000692,387,000706,199,000702,426,000
Allowance for loan losses13,444,00013,531,00013,441,00012,965,000
Securities available for sale547,188,000608,696,000613,700,000764,942,000
Securities held to maturity0000
Trading assets1,759,0001,484,000519,0002,316,000
Total deposits941,830,000905,638,000919,069,000920,974,000
Interest-bearing deposits735,116,000672,614,000689,535,000655,614,000
Noninterest-bearing deposits206,714,000233,024,000229,534,000265,360,000
Equity capital120,846,000120,782,000124,925,000126,710,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2007Q12007Q22007Q32007Q4
Interest income21,475,00043,011,00065,540,00087,954,000
Interest expense11,597,00023,272,00035,376,00047,140,000
Net interest income9,878,00019,739,00030,164,00040,814,000
Noninterest income13,197,00032,199,00048,927,00067,720,000
Noninterest expense18,248,00040,742,00060,792,00082,281,000
Provision for loan losses331,000613,000691,000758,000
Pretax income4,496,00010,583,00019,826,00028,073,000
Income tax1,565,0003,702,0007,033,0009,679,000
Net income2,931,0006,881,00012,793,00018,394,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2007Q12007Q22007Q32007Q4
Tier 1 capital105,984,000106,464,000107,406,000109,037,000
Total capital124,086,000125,656,000127,207,000128,929,000
Risk-weighted assets817,982,000834,622,000855,692,000870,472,000

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