Call reports 2019
WASHINGTON SAVINGS BANK — 2019
What WASHINGTON SAVINGS BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 163,978,000 | 161,160,000 | 159,367,000 | 163,878,000 |
| Total loans | 140,306,000 | 135,791,000 | 132,997,000 | 129,673,000 |
| Allowance for loan losses | 678,000 | 720,000 | 745,000 | 781,000 |
| Securities available for sale | 1,058,000 | 1,061,000 | 2,071,000 | 2,056,000 |
| Securities held to maturity | 3,150,000 | 3,107,000 | 1,075,000 | 1,033,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 130,510,000 | 128,762,000 | 127,881,000 | 134,578,000 |
| Interest-bearing deposits | 122,668,000 | 120,588,000 | 120,370,000 | 119,806,000 |
| Noninterest-bearing deposits | 7,842,000 | 8,174,000 | 7,511,000 | 14,772,000 |
| Equity capital | 13,443,000 | 13,490,000 | 13,550,000 | 13,490,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,562,000 | 3,100,000 | 4,599,000 | 6,062,000 |
| Interest expense | 443,000 | 907,000 | 1,375,000 | 1,827,000 |
| Net interest income | 1,119,000 | 2,193,000 | 3,224,000 | 4,235,000 |
| Noninterest income | 103,000 | 216,000 | 338,000 | 457,000 |
| Noninterest expense | 1,721,000 | 2,822,000 | 3,882,000 | 5,035,000 |
| Provision for loan losses | 42,000 | 84,000 | 120,000 | 156,000 |
| Pretax income | -541,000 | -497,000 | -440,000 | -499,000 |
| Income tax | 20,000 | 20,000 | 25,000 | 20,000 |
| Net income | -561,000 | -517,000 | -465,000 | -519,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,986,000 | 13,017,000 | 13,029,000 | 12,975,000 |
| Total capital | 13,709,000 | 13,783,000 | 13,825,000 | 13,804,000 |
| Risk-weighted assets | 110,354,000 | 111,623,000 | 111,019,000 | 109,459,000 |