Call reports 2018
WASHINGTON SAVINGS BANK — 2018
What WASHINGTON SAVINGS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 159,569,000 | 162,950,000 | 160,778,000 | 164,210,000 |
| Total loans | 133,340,000 | 136,791,000 | 135,063,000 | 140,155,000 |
| Allowance for loan losses | 646,000 | 641,000 | 663,000 | 636,000 |
| Securities available for sale | 2,038,000 | 2,041,000 | 2,045,000 | 2,033,000 |
| Securities held to maturity | 3,338,000 | 3,277,000 | 3,229,000 | 3,181,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 133,793,000 | 133,217,000 | 131,021,000 | 131,678,000 |
| Interest-bearing deposits | 126,512,000 | 124,341,000 | 123,171,000 | 123,763,000 |
| Noninterest-bearing deposits | 7,281,000 | 8,876,000 | 7,850,000 | 7,915,000 |
| Equity capital | 14,129,000 | 14,149,000 | 14,118,000 | 13,986,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,426,000 | 2,888,000 | 4,385,000 | 5,905,000 |
| Interest expense | 347,000 | 723,000 | 1,121,000 | 1,541,000 |
| Net interest income | 1,079,000 | 2,165,000 | 3,264,000 | 4,364,000 |
| Noninterest income | 118,000 | 253,000 | 358,000 | 518,000 |
| Noninterest expense | 1,241,000 | 2,432,000 | 3,655,000 | 5,048,000 |
| Provision for loan losses | 15,000 | 30,000 | 51,000 | 81,000 |
| Pretax income | -59,000 | -44,000 | -84,000 | -247,000 |
| Income tax | -36,000 | -39,000 | -42,000 | -82,000 |
| Net income | -23,000 | -5,000 | -42,000 | -165,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,690,000 | 13,707,000 | 13,671,000 | 13,548,000 |
| Total capital | 14,390,000 | 14,389,000 | 14,376,000 | 14,219,000 |
| Risk-weighted assets | 112,621,000 | 112,308,000 | 107,994,000 | 127,960,000 |