Call reports 2017
WASHINGTON SAVINGS BANK — 2017
What WASHINGTON SAVINGS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 160,654,000 | 158,832,000 | 159,293,000 | 159,447,000 |
| Total loans | 133,193,000 | 133,194,000 | 132,745,000 | 134,439,000 |
| Allowance for loan losses | 654,000 | 648,000 | 663,000 | 641,000 |
| Securities available for sale | 2,055,000 | 2,055,000 | 2,062,000 | 2,057,000 |
| Securities held to maturity | 4,585,000 | 3,527,000 | 3,462,000 | 3,396,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 134,408,000 | 133,556,000 | 134,879,000 | 133,664,000 |
| Interest-bearing deposits | 127,887,000 | 126,629,000 | 128,177,000 | 126,979,000 |
| Noninterest-bearing deposits | 6,521,000 | 6,927,000 | 6,702,000 | 6,685,000 |
| Equity capital | 13,690,000 | 13,728,000 | 13,817,000 | 14,167,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,420,000 | 2,835,000 | 4,254,000 | 5,691,000 |
| Interest expense | 298,000 | 616,000 | 947,000 | 1,291,000 |
| Net interest income | 1,122,000 | 2,219,000 | 3,307,000 | 4,400,000 |
| Noninterest income | 3,000 | 148,000 | 418,000 | 1,106,000 |
| Noninterest expense | 1,198,000 | 2,387,000 | 3,614,000 | 4,866,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | -88,000 | -50,000 | 66,000 | 580,000 |
| Income tax | 3,000 | 3,000 | 34,000 | 195,000 |
| Net income | -91,000 | -53,000 | 32,000 | 385,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,154,000 | 13,192,000 | 13,276,000 | 13,689,000 |
| Total capital | 13,855,000 | 13,886,000 | 13,988,000 | 14,379,000 |
| Risk-weighted assets | 111,419,000 | 111,376,000 | 110,610,000 | 113,783,000 |