Call reports 2016
WASHINGTON SAVINGS BANK — 2016
What WASHINGTON SAVINGS BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 159,075,000 | 160,852,000 | 158,406,000 | 158,021,000 |
| Total loans | 126,309,000 | 128,483,000 | 127,428,000 | 130,381,000 |
| Allowance for loan losses | 586,000 | 599,000 | 625,000 | 639,000 |
| Securities available for sale | 1,986,000 | 1,993,000 | 2,995,000 | 3,016,000 |
| Securities held to maturity | 9,393,000 | 7,822,000 | 4,738,000 | 4,665,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 138,766,000 | 140,492,000 | 140,104,000 | 134,756,000 |
| Interest-bearing deposits | 132,142,000 | 132,858,000 | 133,010,000 | 126,891,000 |
| Noninterest-bearing deposits | 6,624,000 | 7,634,000 | 7,094,000 | 7,865,000 |
| Equity capital | 13,718,000 | 13,758,000 | 13,769,000 | 13,788,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,389,000 | 2,810,000 | 4,185,000 | 5,562,000 |
| Interest expense | 278,000 | 568,000 | 867,000 | 1,160,000 |
| Net interest income | 1,111,000 | 2,242,000 | 3,318,000 | 4,402,000 |
| Noninterest income | 218,000 | 359,000 | 512,000 | 628,000 |
| Noninterest expense | 1,222,000 | 2,424,000 | 3,615,000 | 4,795,000 |
| Provision for loan losses | 39,000 | 69,000 | 94,000 | 109,000 |
| Pretax income | 68,000 | 108,000 | 121,000 | 126,000 |
| Income tax | 28,000 | 34,000 | 38,000 | 38,000 |
| Net income | 40,000 | 74,000 | 83,000 | 88,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,196,000 | 13,231,000 | 13,240,000 | 13,245,000 |
| Total capital | 13,813,000 | 13,864,000 | 13,900,000 | 13,932,000 |
| Risk-weighted assets | 106,639,000 | 110,161,000 | 104,806,000 | 103,576,000 |