Call reports 2015
WASHINGTON SAVINGS BANK — 2015
What WASHINGTON SAVINGS BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 156,245,000 | 157,049,000 | 156,477,000 | 159,626,000 |
| Total loans | 122,351,000 | 127,343,000 | 127,585,000 | 129,934,000 |
| Allowance for loan losses | 608,000 | 596,000 | 587,000 | 561,000 |
| Securities available for sale | 1,003,000 | 1,000,000 | 50,000 | 42,000 |
| Securities held to maturity | 9,857,000 | 7,813,000 | 8,975,000 | 8,914,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 140,352,000 | 141,131,000 | 140,479,000 | 138,575,000 |
| Interest-bearing deposits | 133,194,000 | 133,513,000 | 132,108,000 | 131,703,000 |
| Noninterest-bearing deposits | 7,158,000 | 7,618,000 | 8,371,000 | 6,872,000 |
| Equity capital | 13,541,000 | 13,551,000 | 13,639,000 | 13,683,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,387,000 | 2,776,000 | 4,148,000 | 5,532,000 |
| Interest expense | 278,000 | 551,000 | 823,000 | 1,094,000 |
| Net interest income | 1,109,000 | 2,225,000 | 3,325,000 | 4,438,000 |
| Noninterest income | 145,000 | 266,000 | 347,000 | 511,000 |
| Noninterest expense | 1,254,000 | 2,451,000 | 3,676,000 | 4,864,000 |
| Provision for loan losses | 30,000 | 60,000 | 111,000 | 150,000 |
| Pretax income | -30,000 | -20,000 | 74,000 | 124,000 |
| Income tax | -10,000 | -11,000 | -6,000 | -7,000 |
| Net income | -20,000 | -9,000 | 80,000 | 131,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,217,000 | 13,229,000 | 13,318,000 | 13,368,000 |
| Total capital | 13,848,000 | 13,861,000 | 13,940,000 | 13,962,000 |
| Risk-weighted assets | 101,089,000 | 104,106,000 | 104,446,000 | 107,752,000 |