Call reports 2013
WASHINGTON SAVINGS BANK — 2013
What WASHINGTON SAVINGS BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 167,063,000 | 166,542,000 | 163,231,000 | 165,332,000 |
| Total loans | 115,850,000 | 114,488,000 | 119,237,000 | 118,399,000 |
| Allowance for loan losses | 439,000 | 469,000 | 483,000 | 506,000 |
| Securities available for sale | 26,000 | 972,000 | 964,000 | 960,000 |
| Securities held to maturity | 5,550,000 | 8,995,000 | 16,407,000 | 17,109,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 150,442,000 | 150,015,000 | 146,908,000 | 149,174,000 |
| Interest-bearing deposits | 143,644,000 | 142,365,000 | 140,340,000 | 141,761,000 |
| Noninterest-bearing deposits | 6,798,000 | 7,650,000 | 6,568,000 | 7,413,000 |
| Equity capital | 13,836,000 | 13,809,000 | 13,789,000 | 13,705,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,400,000 | 2,773,000 | 4,188,000 | 5,597,000 |
| Interest expense | 339,000 | 666,000 | 986,000 | 1,295,000 |
| Net interest income | 1,061,000 | 2,107,000 | 3,202,000 | 4,302,000 |
| Noninterest income | 131,000 | 270,000 | 367,000 | 468,000 |
| Noninterest expense | 1,201,000 | 2,373,000 | 3,560,000 | 4,810,000 |
| Provision for loan losses | 38,000 | 68,000 | 98,000 | 128,000 |
| Pretax income | -47,000 | -64,000 | -89,000 | -168,000 |
| Income tax | 0 | -7,000 | -17,000 | -15,000 |
| Net income | -47,000 | -57,000 | -72,000 | -153,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,202,000 | 12,195,000 | 12,164,000 | 13,354,000 |
| Total capital | 12,659,000 | 12,682,000 | 12,667,000 | 13,881,000 |
| Risk-weighted assets | 91,707,000 | 91,704,000 | 96,569,000 | 98,370,000 |