Call reports 2012
WASHINGTON SAVINGS BANK — 2012
What WASHINGTON SAVINGS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 174,026,000 | 171,823,000 | 169,502,000 | 166,750,000 |
| Total loans | 112,651,000 | 114,393,000 | 113,797,000 | 116,340,000 |
| Allowance for loan losses | 473,000 | 484,000 | 505,000 | 506,000 |
| Securities available for sale | 19,000 | 17,000 | 17,000 | 18,000 |
| Securities held to maturity | 11,797,000 | 11,402,000 | 8,664,000 | 5,603,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 157,095,000 | 154,902,000 | 152,642,000 | 149,992,000 |
| Interest-bearing deposits | 149,755,000 | 147,417,000 | 145,006,000 | 143,768,000 |
| Noninterest-bearing deposits | 7,340,000 | 7,485,000 | 7,636,000 | 6,224,000 |
| Equity capital | 13,827,000 | 13,841,000 | 13,864,000 | 13,878,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,568,000 | 3,031,000 | 4,528,000 | 5,961,000 |
| Interest expense | 476,000 | 894,000 | 1,286,000 | 1,648,000 |
| Net interest income | 1,092,000 | 2,137,000 | 3,242,000 | 4,313,000 |
| Noninterest income | 158,000 | 385,000 | 461,000 | 660,000 |
| Noninterest expense | 1,204,000 | 2,440,000 | 3,582,000 | 4,820,000 |
| Provision for loan losses | 15,000 | 33,000 | 51,000 | 69,000 |
| Pretax income | 31,000 | 49,000 | 70,000 | 84,000 |
| Income tax | 0 | 1,000 | 0 | 2,000 |
| Net income | 31,000 | 48,000 | 70,000 | 82,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,477,000 | 12,511,000 | 12,557,000 | 12,583,000 |
| Total capital | 12,950,000 | 12,995,000 | 13,062,000 | 13,089,000 |
| Risk-weighted assets | 89,350,000 | 92,323,000 | 91,265,000 | 93,167,000 |