Call reports 2026
PONCE BANK, NATIONAL ASSOCIATION — 2026
What PONCE BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 3,289,470,000 | 3,485,007,000 |
| Total loans | 2,727,015,000 | 2,910,344,000 |
| Allowance for loan losses | 26,238,000 | 27,554,000 |
| Securities available for sale | 87,150,000 | 84,774,000 |
| Securities held to maturity | 263,725,000 | 253,826,000 |
| Trading assets | 0 | 0 |
| Total deposits | 2,148,171,000 | 2,287,013,000 |
| Interest-bearing deposits | 1,892,283,000 | 2,019,463,000 |
| Noninterest-bearing deposits | 255,888,000 | 267,550,000 |
| Equity capital | 514,836,000 | 525,284,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 48,662,000 | 100,314,000 |
| Interest expense | 20,493,000 | 42,140,000 |
| Net interest income | 28,169,000 | 58,174,000 |
| Noninterest income | 1,915,000 | 3,461,000 |
| Noninterest expense | 16,347,000 | 33,358,000 |
| Provision for loan losses | 1,293,000 | 2,962,000 |
| Pretax income | 12,431,000 | 25,007,000 |
| Income tax | 3,084,000 | 5,861,000 |
| Net income | 9,347,000 | 19,146,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 525,415,000 | 535,888,000 |
| Total capital | 554,166,000 | 566,435,000 |
| Risk-weighted assets | 2,770,393,000 | 2,999,594,000 |