Call reports 2017
PONCE BANK, NATIONAL ASSOCIATION — 2017
What PONCE BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 786,284,000 | 812,996,000 | 890,156,000 | 924,173,000 |
| Total loans | 690,037,000 | 745,318,000 | 778,867,000 | 809,774,000 |
| Allowance for loan losses | 10,370,000 | 10,655,000 | 11,147,000 | 11,071,000 |
| Securities available for sale | 51,441,000 | 29,673,000 | 29,316,000 | 28,901,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 661,551,000 | 707,067,000 | 736,103,000 | 751,007,000 |
| Interest-bearing deposits | 577,511,000 | 614,970,000 | 610,918,000 | 622,418,000 |
| Noninterest-bearing deposits | 84,040,000 | 92,097,000 | 125,185,000 | 128,589,000 |
| Equity capital | 93,502,000 | 94,674,000 | 127,616,000 | 124,726,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 8,794,000 | 18,497,000 | 28,661,000 | 38,988,000 |
| Interest expense | 1,495,000 | 3,116,000 | 4,931,000 | 6,835,000 |
| Net interest income | 7,299,000 | 15,381,000 | 23,730,000 | 32,153,000 |
| Noninterest income | 757,000 | 1,649,000 | 2,310,000 | 2,999,000 |
| Noninterest expense | 7,086,000 | 14,092,000 | 21,423,000 | 30,152,000 |
| Provision for loan losses | 52,000 | 258,000 | 497,000 | 1,716,000 |
| Pretax income | 918,000 | 2,673,000 | 4,120,000 | 3,277,000 |
| Income tax | 348,000 | 986,000 | 1,522,000 | 2,711,000 |
| Net income | 570,000 | 1,687,000 | 2,598,000 | 566,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 99,810,000 | 100,926,000 | 133,871,000 | 132,577,000 |
| Total capital | 107,226,000 | 108,803,000 | 142,214,000 | 141,119,000 |
| Risk-weighted assets | 590,305,000 | 627,369,000 | 664,595,000 | 680,588,000 |