Call reports 2025
MILLENNIUM BANK — 2025
What MILLENNIUM BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 735,761,000 | 829,713,000 | 809,025,000 | 810,984,000 |
| Total loans | 554,356,000 | 627,976,000 | 617,111,000 | 652,115,000 |
| Allowance for loan losses | 8,167,000 | 9,249,000 | 8,927,000 | 9,195,000 |
| Securities available for sale | 39,069,000 | 37,561,000 | 36,251,000 | 1,977,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 598,507,000 | 659,564,000 | 688,980,000 | 665,278,000 |
| Interest-bearing deposits | 561,654,000 | 615,500,000 | 643,502,000 | 625,268,000 |
| Noninterest-bearing deposits | 36,853,000 | 44,064,000 | 45,478,000 | 40,010,000 |
| Equity capital | 82,042,000 | 77,823,000 | 79,691,000 | 79,080,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 11,229,000 | 23,698,000 | 37,096,000 | 48,809,000 |
| Interest expense | 5,991,000 | 12,742,000 | 19,919,000 | 26,165,000 |
| Net interest income | 5,238,000 | 10,956,000 | 17,177,000 | 22,644,000 |
| Noninterest income | 4,062,000 | 5,199,000 | 7,401,000 | 8,258,000 |
| Noninterest expense | 4,910,000 | 11,416,000 | 17,509,000 | 23,664,000 |
| Provision for loan losses | 755,000 | 2,229,000 | 2,494,000 | 2,857,000 |
| Pretax income | 3,470,000 | 2,342,000 | 4,281,000 | 4,670,000 |
| Income tax | 150,000 | 300,000 | 450,000 | 371,000 |
| Net income | 3,320,000 | 2,042,000 | 3,831,000 | 4,299,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 78,892,000 | 74,632,000 | 76,895,000 | 77,044,000 |
| Total capital | 85,654,000 | 82,311,000 | 84,408,000 | 84,982,000 |
| Risk-weighted assets | 539,415,000 | 612,561,000 | 599,335,000 | 633,334,000 |