Call reports 2022
MILLENNIUM BANK — 2022
What MILLENNIUM BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 291,215,000 | 324,087,000 | 327,423,000 | 343,376,000 |
| Total loans | 182,517,000 | 199,382,000 | 208,496,000 | 246,485,000 |
| Allowance for loan losses | 3,402,000 | 3,405,000 | 3,408,000 | 3,662,000 |
| Securities available for sale | 0 | 4,699,000 | 11,311,000 | 17,429,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 254,881,000 | 254,420,000 | 254,670,000 | 269,388,000 |
| Interest-bearing deposits | 182,584,000 | 187,024,000 | 189,091,000 | 215,125,000 |
| Noninterest-bearing deposits | 72,297,000 | 67,396,000 | 65,579,000 | 54,263,000 |
| Equity capital | 27,151,000 | 64,732,000 | 67,665,000 | 69,081,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,596,000 | 5,495,000 | 9,359,000 | 14,663,000 |
| Interest expense | 427,000 | 891,000 | 1,570,000 | 2,860,000 |
| Net interest income | 2,169,000 | 4,604,000 | 7,789,000 | 11,803,000 |
| Noninterest income | 2,608,000 | 3,302,000 | 5,598,000 | 5,909,000 |
| Noninterest expense | 2,270,000 | 4,454,000 | 6,757,000 | 9,352,000 |
| Provision for loan losses | 0 | 0 | 0 | 250,000 |
| Pretax income | 2,507,000 | 3,452,000 | 6,630,000 | 8,110,000 |
| Income tax | 55,000 | 199,000 | 330,000 | 309,000 |
| Net income | 2,452,000 | 3,253,000 | 6,300,000 | 7,801,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,006,000 | 64,574,000 | 67,654,000 | 69,124,000 |
| Total capital | 29,564,000 | 67,294,000 | 70,443,000 | 72,185,000 |
| Risk-weighted assets | 203,819,000 | 216,902,000 | 222,514,000 | 244,305,000 |