Call reports 2021
MILLENNIUM BANK — 2021
What MILLENNIUM BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 244,454,000 | 259,786,000 | 295,401,000 | 283,227,000 |
| Total loans | 165,629,000 | 180,922,000 | 176,232,000 | 190,662,000 |
| Allowance for loan losses | 2,331,000 | 2,525,000 | 3,297,000 | 3,399,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 215,114,000 | 229,377,000 | 261,272,000 | 247,397,000 |
| Interest-bearing deposits | 167,982,000 | 178,944,000 | 180,930,000 | 177,480,000 |
| Noninterest-bearing deposits | 47,132,000 | 50,433,000 | 80,342,000 | 69,917,000 |
| Equity capital | 23,253,000 | 23,640,000 | 27,279,000 | 27,955,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,355,000 | 4,730,000 | 7,985,000 | 10,873,000 |
| Interest expense | 499,000 | 994,000 | 1,489,000 | 1,929,000 |
| Net interest income | 1,856,000 | 3,736,000 | 6,496,000 | 8,944,000 |
| Noninterest income | 1,302,000 | 3,173,000 | 7,449,000 | 9,412,000 |
| Noninterest expense | 1,740,000 | 3,524,000 | 5,893,000 | 8,622,000 |
| Provision for loan losses | 0 | 180,000 | 1,000,000 | 1,400,000 |
| Pretax income | 1,418,000 | 3,205,000 | 7,052,000 | 8,334,000 |
| Income tax | 0 | 0 | 0 | 606,000 |
| Net income | 1,418,000 | 3,205,000 | 7,052,000 | 7,728,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,253,000 | 23,640,000 | 27,279,000 | 27,955,000 |
| Total capital | 25,017,000 | 25,606,000 | 29,421,000 | 30,473,000 |
| Risk-weighted assets | 140,578,000 | 156,694,000 | 170,225,000 | 200,553,000 |